About us

A bank built to be understood.

Novy Mir Trust Bank brings accounts, cards and wires together in one refined experience — with every fee, limit and waiting time shown before you commit to anything.

We believe that effective financial management begins with transparency, reliability, and clear information. Our goal is to provide business users with convenient digital tools that support informed financial decisions and efficient day-to-day operations.

Illustrative modern reception with a visitor speaking to a receptionist

Novy Mir Trust Bank. Discover a more organized approach to digital financial management with a platform built around the needs of modern businesses.

$0

Opening balance on every new account

6

Account types available to open in-app

24h

Validity of a wire VO Code

100%

Wires reviewed before settlement

Notebook, laptop and a quiet moment of planning at home

Our story

It started with a question about money.

Most people are not short of information about their money. They are short of information they can act on — a balance they trust, a fee they can predict, a transfer whose status they can actually see.

We set out to build the version of banking we wanted to use: one where the numbers are legible, the next step is obvious, and nothing moves without a deliberate, recorded decision from the account holder.

Along the way we learned that the reassuring part of banking is not speed. It is being told the truth about timing — that a wire is held, that a note was added to it, that a credit came from a named administrator at a recorded hour.

Financial confidence begins with understanding.

Our mission

To give every customer a clear view of their money and confident control over how it moves.

That means showing the whole picture — accounts, activity, fees and pending approvals — and making sure every action leaves a record you can read back. If we cannot explain a step simply, it does not belong in the product.

What we stand for

Six principles we work to

They decide what gets built, what gets refused, and how we behave when something goes wrong.

Trust first

Every account is private to its owner. Balances, history and transfers are only ever visible to the person they belong to, and every wire is reviewed before it settles.

Personal service

Applications are read by a person, not a queue. Our team reviews each KYC application, answers questions directly and explains what happens next in plain language.

Premium experience

A calm, considered interface designed for everyday and international banking — clear numbers, unhurried layouts, and no dark patterns pulling you toward a decision.

Radical clarity

Fees, routing details, limits and waiting times are shown before you confirm anything. If a transfer is on hold, you are told why and by whom.

Privacy by design

Saved recipients, profile photos and transaction records stay in owner-only storage. Nothing is shared between customers, and nothing is sold or syndicated.

Honest about what it is

Novy Mir Trust Bank is committed to providing reliable banking services, secure financial management, and a seamless digital banking experience.

How we work

From application to first transfer

Step 1

You apply

Open an account with your details and a short KYC form. You confirm your email, and your application enters review.

Step 2

We review

An administrator checks the application against our criteria — age, completeness and consistency — then approves or declines with a written reason.

Step 3

You build your accounts

Approval opens a $0 checking account. Add savings, business or joint accounts whenever you need a separate home for separate money.

Step 4

Money moves with your say-so

Transfers need your PIN, wires need a one-time VO Code, and every wire is settled only after an administrator releases it.

Our journey

How the bank took shape

  1. 2019

    A notebook idea

    The first version was a spreadsheet and a question: why do banking screens make simple things feel complicated?

  2. 2021

    Accounts that stay separate

    Multiple accounts per customer, each with its own balance and history, so saving and spending stop mixing together.

  3. 2023

    Real authorisation

    PIN-verified transactions and single-use VO Codes replaced click-through confirmations, with every step recorded.

  4. 2025

    Transparency on the hold

    Wire tracking, admin notes and customer acknowledgements added, so a pending transfer never sits in silence.

  5. 2026

    Open to everyone

    Self-serve signup with email confirmation and KYC review, plus a premium public site and a dedicated help desk.

Keep your financial activities organized with account management features designed to support transparency.

The people behind it

Four teams, one standard of care

Small by design. Every customer conversation reaches someone who can actually resolve it.

Customer service

Answers applications, walks new customers through their first transfer, and follows up when something needs another look.

Security & review

Issues VO Codes, reviews wires before settlement, watches for unusual activity, and can place an account on hold.

Accounts & operations

Opens and maintains accounts, records credits and adjustments, and keeps the ledger consistent for every customer.

Records & audit

Keeps an immutable trail of who did what and when — credits, holds, freezes, note edits — reviewable at any time.

Our commitments

What you can always expect

  • Your account is yours. Balances, history, saved recipients and profile photos are visible only to you.
  • Nothing moves without you. Transactions need your PIN; wires additionally need a single-use VO Code.
  • Every decision is logged. Credits, holds, freezes and note edits carry a name and a time we cannot rewrite.
  • We're a professional fully operational banking platform offering secure money management, routing numbers, and competitive exchange rates, designed for professional business owners.
Everyday banking on a personal device

Help desk & office

Osennyaya ulitsa, 9 Moskva 108830, Russia

Monday – Friday, 9:00 – 17:00

Contact details

Ready to see it for yourself?

Open an account in a few minutes, or explore what each service includes.